FD Calculator
Estimate fixed deposit maturity value using principal, interest rate, tenure and compounding frequency.
Estimated maturity amount
Enter values
How this calculator works
Maturity = Principal × (1 + r / m)m × t
r is annual interest rate, m is compounding frequency and t is tenure in years.
Example
A ₹1 lakh FD at 7% for 5 years will have a different maturity value depending on the compounding frequency used by the bank.
Frequently asked questions
Do all banks compound FD interest quarterly?
No. Compounding and payout options vary by bank and product. Select the frequency that matches your deposit.
Does this include TDS or tax?
No. The result is before tax and TDS.
Can I calculate a short tenure?
Yes. Enter a fraction of a year, such as 0.5 for six months.