RD Calculator
Estimate the maturity value of regular monthly recurring deposit contributions.
Estimated maturity amount
Enter values
How this calculator works
This calculator uses a monthly equivalent rate derived from quarterly compounding, then simulates each monthly deposit.
Actual bank RD calculations can vary slightly due to deposit dates, rounding and product rules.
Example
A ₹5,000 monthly RD for 5 years means ₹3,00,000 is deposited before adding estimated interest.
Frequently asked questions
Why can the bank maturity amount differ slightly?
Banks may use exact deposit dates, quarterly interest rules and internal rounding.
Does this include tax?
No. The result is before tax or TDS.
Can I use this for any bank?
Use it as an estimate and verify the exact product terms with your bank.