Step-Up SIP Calculator
See how increasing your SIP every year may affect your long-term investment value.
Estimated future value
Enter values
How this calculator works
The calculator simulates monthly contributions. The SIP amount is increased after each completed year by the selected step-up percentage.
Each contribution is assumed to be invested at the beginning of the month and to earn the selected monthly equivalent return.
Example
A ₹5,000 SIP increased by 10% every year means the monthly SIP becomes ₹5,500 in year 2, ₹6,050 in year 3 and so on.
Frequently asked questions
When is the SIP increased?
This calculator increases the monthly SIP after every 12 completed monthly contributions.
Can the step-up be zero?
Yes. A zero step-up behaves like a regular SIP projection.
Are returns guaranteed?
No. The return rate is only an assumption for projection.