SIP Calculator
Estimate how a monthly SIP may grow using an expected annual return and investment period.
Estimated future value
Enter values
How this calculator works
This calculator assumes each monthly SIP is invested at the beginning of the month.
Future value = SIP × [((1+r)n - 1) / r] × (1+r)
Returns are assumed constant only for estimation. Actual mutual fund returns vary.
Example
A ₹5,000 monthly SIP for 10 years at an assumed 12% annual return can be compared with the total amount actually invested.
Frequently asked questions
Is the SIP return guaranteed?
No. Market-linked investment returns are not guaranteed.
Why does the calculator use monthly compounding?
SIP contributions are monthly, so the annual expected return is converted to a monthly rate for estimation.
Does this include taxes or fund expenses?
No. The result is a simplified projection before taxes and product-specific costs.