SWP Calculator
Estimate how long-term monthly withdrawals may affect an invested lump sum.
Estimated remaining balance
Enter values
How this calculator works
The calculator applies the assumed monthly return first and then subtracts the monthly withdrawal. It repeats this for the selected period or until the balance is exhausted.
Example
For a ₹10 lakh investment with a ₹10,000 monthly withdrawal, the result depends strongly on the assumed return and withdrawal period.
Frequently asked questions
Does SWP guarantee the balance will last?
No. Actual investment returns vary and withdrawals may reduce capital.
When is the withdrawal assumed?
This calculator assumes withdrawal at the end of each month after applying that month's estimated return.
Are taxes included?
No. Tax treatment depends on the investment product and investor circumstances.